• Funding & Financial Resources for Adaptive Vehicles

    Conyers, Atlanta, Athens & Surrounding Areas

Understanding Your Options

Adaptive driving equipment, wheelchair-accessible vehicles, lifts, ramps, and other mobility equipment can represent a significant investment.

Depending on your circumstances, financial assistance may be available through government programs, vocational rehabilitation, insurance, workers’ compensation, vehicle manufacturer programs, or financing.

Eligibility and coverage vary considerably, so it’s important to understand your options before purchasing a vehicle or beginning a major modification.

VA Automobile & Adaptive Equipment Benefits

Veterans and service members with certain qualifying service-connected disabilities may be eligible for benefits through the U.S. Department of Veterans Affairs.

VA offers two related types of assistance: an automobile allowance that can help eligible individuals purchase a specially equipped vehicle and adaptive-equipment benefits that can help pay for approved modifications or equipment.

The eligibility requirements are specific, and VA approval should be obtained before purchasing the vehicle or adaptive equipment.

Visit the VA Automobile Allowance & Adaptive Equipment Program

Georgia Vocational Rehabilitation

For Georgia residents, the Georgia Vocational Rehabilitation Agency (GVRA) may be another resource to explore.

Vocational rehabilitation services are designed to help eligible individuals with disabilities prepare for, obtain, maintain, or return to employment. Depending on the individual’s circumstances and vocational plan, transportation or vehicle modifications may be considered as part of the services needed to support employment.

Because eligibility and available services are determined individually, contact GVRA directly to discuss your circumstances.

Visit the Georgia Vocational Rehabilitation Agency

Insurance & Workers' Compensation

Insurance coverage for adaptive vehicle equipment varies considerably.

In some circumstances, automobile insurance may provide coverage when adaptive equipment is needed because of injuries resulting from a motor vehicle crash. Workers’ compensation may also provide assistance when adaptive equipment is required because of a job-related injury.

Health insurance may provide coverage for certain evaluations or related services, but that does not mean the vehicle modification itself will necessarily be covered.

Before assuming something is or isn’t covered, contact the appropriate insurance carrier or claims representative and ask specifically about adaptive vehicle equipment and vehicle modifications.

Vehicle Manufacturer Mobility Programs

Some automobile manufacturers offer mobility assistance or reimbursement programs for customers purchasing or leasing eligible vehicles and installing qualifying adaptive equipment.

These programs vary by manufacturer and may have requirements involving the age of the vehicle, approved equipment, installation dates, documentation, and application deadlines.

If you’re considering purchasing a new vehicle for modification, ask about available manufacturer mobility programs before completing the purchase.

Financing Options

When grants, benefits, reimbursements, or other assistance don’t cover the entire cost, financing may provide another option.

R & R Mobility can explain the financing options currently available and help you understand which portions of your vehicle or equipment purchase may be eligible for financing.

Start With the Funding Source Before Making a Purchase

One of the most important steps is understanding the requirements of a funding program before purchasing equipment or modifying a vehicle.

Some programs require prior authorization, specific documentation, an evaluation, approved equipment, or the use of qualified providers before they will provide payment or reimbursement.

For example, the VA requires approval before an eligible Veteran purchases a vehicle or adaptive equipment through its automobile allowance and adaptive-equipment programs.

Taking the time to understand those requirements first can help prevent delays or unexpected out-of-pocket expenses later.

FAQs

Frequently Asked Questions

Eligible Veterans and service members with qualifying service-connected disabilities may receive assistance for approved adaptive equipment.

The VA also offers an automobile allowance for certain eligible individuals to help purchase a specially equipped vehicle.

Eligibility for the vehicle allowance and adaptive-equipment benefits is not identical, so check directly with VA to determine which benefits may apply to you.

Not if you plan to use the VA automobile allowance or adaptive-equipment benefit.

VA specifically instructs applicants to file their claim and receive approval before purchasing the vehicle or adaptive equipment.

Possibly. State vocational rehabilitation agencies may provide assistance when transportation or adaptive equipment is necessary to support an eligible person's employment goals.

Eligibility, services, and funding are determined individually by the appropriate state agency.

Sometimes, but coverage depends on the type of insurance and the circumstances.

For example, automobile insurance may cover adaptive equipment associated with injuries from a vehicle crash, and workers' compensation may provide coverage following a qualifying work-related injury.

Contact the appropriate insurer or claims representative for information specific to your coverage.

Yes. Some vehicle manufacturers offer mobility assistance or reimbursement programs for qualifying adaptive equipment installed in eligible new vehicles.

Program amounts, qualifying equipment, vehicle requirements, and deadlines can change, so check the manufacturer's current program before purchasing.

Sometimes, but each program has its own rules about eligibility, reimbursement, documentation, and whether other funding sources affect the amount available.

Before assuming programs can be combined, confirm the requirements with each funding source involved.

No. Eligibility decisions are made by the VA, vocational rehabilitation agency, insurer, manufacturer, lender, or other organization providing the assistance.

R & R Mobility can provide information about the vehicle and adaptive equipment involved and help you understand what documentation may be needed from the mobility dealer.

Helpful Funding & Mobility Resources

U.S. Department of Veterans Affairs — Automobile Allowance & Adaptive Equipment
Information about eligibility, applications, vehicle allowances, and adaptive-equipment benefits.

Georgia Vocational Rehabilitation Agency
Information about vocational rehabilitation services available to eligible Georgia residents.

National Highway Traffic Safety Administration — Adapted Vehicles Consumer information about vehicle modifications, driver evaluations, adaptive equipment, and potential financial assistance resources.

National Mobility Equipment Dealers Association
Industry information and resources for adaptive vehicles and mobility equipment.

Talk With R & R Mobility

If you’re considering a wheelchair-accessible vehicle or adaptive driving equipment, understanding potential funding before making major purchasing decisions can save time and help you plan more effectively.

R & R Mobility can help you identify the equipment involved, provide the dealer documentation required by an applicable program, and explain available financing options.